Best Travel Insurance for Food Traveler (Long Stay Included)

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Planning your next culinary travel adventure? Have you thought about travel insurance?

While it may not be top of mind, unexpected medical treatment or lost baggage can quickly ruin your trip. Don’t let this happen to you. 

On our food travels for Authentic Food Quest, we’ve had unforeseen dental visits and delayed baggage incidences. Fortunately, we always have travel insurance for long-stay trips.

There are many considerations when choosing the right insurance for your travels. Though it may seem daunting, it’s worth the effort. 

Keep reading for tips on choosing the right travel insurance to fit your needs.

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Travel Insurance – Do You Need It?

Beach Travel Insurance Long Term Authentic Food Quest
A travel insurance offers peace of mind

You may think paying for insurance is not worth it or believe your health insurance covers it all. 

But, when something goes wrong on the road, you may be saddled with unexpected bills not covered by your regular health care insurance.

Purchasing travel insurance gives you peace of mind on a short or long trip.

Your medical expenses, baggage loss, rental car damage protection, canceled trips, missed flights, and more are typically covered.

In this review, we share our process and the questions we ask when looking for travel insurance for long-stay trips.

Use this criteria to help you purchase your short or long-term trip insurance coverage.

Long Stay Travel Insurance – Quick Comparison Table

Travel InsuranceBest ForCovers ResidentsExtra’s
HeyMondoUnder 50sWorldwideExclusive 5% Discount
SafetyWingValueMost Countries Flexible Policy
Genki ExplorerExtensive
Medical Coverage
WorldwideNo Coverage Limit

AUTHENTIC FOOD QUEST TIP: Heymondo is currently offering an exclusive 5% OFF on all their travel insurance policies for Authentic Food Quest readers. Click the link to start your quote.

1.  HeyMondo – Best Travel Insurance For Under 50s

Hey Mondo Screenshot Travel Insurance For Long Stay by Authentic Food Quest
Travel worldwide with reliable and affordable coverage

What sets HeyMondo apart from other insurance providers is that they provide cover for travelers and tours worldwide. 

HeyMondo works with Clements Worldwide and American insurance company Starr Indemnity & Liability. 

They combine their technology with their partners’ expertise to offer tailor-made products and pricing.

You have separate plans for single trips and annual multi-trips. For the single trips, you can choose Top, Premium, or Medical only insurance plans.

The Annual Multi-Trip travel insurance offers the convenience of continuous coverage for all your trips during a year, up to 36 days per trip. 

With this annual multi-trip policy,  you avoid the hassle of buying a new policy each time you take a trip within 12 months.

Regardless of the HeyMondo plan you choose, you’ll get 24/7 worldwide assistance, trip cancellation or interruption protection, and a HeyMondo app for assistance and insurance management.

Coverage through HeyMondo Premium plan includes:

  • COVID-19 coverage
  • Flight cancellations and delays 
  • Baggage damage or theft coverage
  • Coverage for a rental car 
  • Medical emergency and transportation coverage 
  • Emergency dental coverage 
  • Coverage for electronic equipment 
  • Accidental death coverage
  • Adventure sports coverage
  • Cruise coverage

While it takes 3 days for the insurance policy to take effect, HeyMondo allows you to purchase a plan when you’re already abroad.

We have used HeyMondo and purchased it while overseas on our culinary travels. It was easy to set up on the road, and we appreciated the affordable price.

The insurance plans provide coverage for medical emergencies, trip delays or cancellations, baggage, electronic equipment, personal liability, and natural disasters.

Cruise travel is included, as are most adventure sports, from mountain climbing and hiking to scuba diving and segways. 

The policy also includes electronic equipment coverage up to $1500 for lost, stolen, or damaged items.

With 24-hour global assistance available, you can contact customer service either online or through the HeyMondo App. Chat with a doctor via the app and coordinate your medical visit to a relevant center. This proves useful when you fall sick on the trip and don’t know whom to approach.

What is Not Covered

  • Chronic illness and food allergies: Pre-existing medical conditions, chronic illness, and food allergies are not covered by any of their plans. What they do cover is an unforeseen complication of your chronic illness or something you were diagnosed with prior to travel. 
  • Conflict zone coverage: Their insurance policy does not cover long stays in a country engaged in armed conflict.

Who Is it For

Airplane Window Long Stay Travel Insurance by Authentic Food Quest
Heymondo has flexible plans tailored to your needs

For those under 50 years of age and traveling for 30 days or more HeyMondo offers great travel insurance plans. Plus, their simple and user-friendly website experience makes it easy to evaluate and purchase travel insurance. You can easily choose your insurance duration, and it’s easy to cancel or add additional coverage. 

Pros

  • Annual Multi-Trip travel insurance: Available for Americans and citizens of other countries, this plan offers continuous coverage for all your trips during a year (up to 36 days per trip).
  • No out-of-pocket money to advance: You don’t have to shell out any money for emergency medical care or hospital bills, as the insurance company takes care of payment after you file a claim.
  • Worldwide coverage No citizenship limitation: This provider has insurance plans that can be utilized by travelers worldwide, regardless of their citizenship.
  • Home Country Medical Coverage: You can add an Incidental Home Country Coverage to cover medical expenses in the United States for 15 days. 
  • Long-Term Travel Insurance: Covers US travelers up to age 69 for longer trips of up to 180 days.

Cons

  • Does Not Offer Long Stay Plan for US residents: At the time of this writing, HeyMondo is not offering a plan for stays over 180 days for US residents. They are working on expanding the travel insurance products offered.
  • Does Not Cover Long Stay 30 days+ for over 50s: While the company does offer long-stay coverage for non-US residents, this is limited to a 30-day trip for anyone aged 50 or older. 

2. SafetyWing – Best Value Travel Insurance For Long Term Stay

Safety Wing Travel Insurance For Long Stay by Authentic Food Quest
SafetyWing is great travel insurance option for long stay

SafetyWing Insurance is specifically designed for digital nomads, remote workers, and those on extended trips traveling abroad.

This company is based out of California and offers travel insurance policies underwritten by Llyod’s.

One of the things that sets SafetyWing apart is its travel insurance subscription model. You can purchase travel insurance month by month.

The auto-renewal option gives you the flexibility every 28 days to stop or pause your subscription. And, when you choose to use it again, you don’t have to subscribe again.

We recently started using SafetyWing and we know many digital nomads, gap year, and long term travelers who are happy with the insurance plan.

SafetyWing offers affordable, long-term travel insurance for travelers under 70 years of age. The plan also provides coverage for baggage loss and medical expenses. 

And, for families, the insurance is free of charge for two children below the age of ten who accompany an adult traveler.

You can buy this flexible insurance before traveling or while on your trip. The plan also covers brief home visits during the trip (15 days for US residents and 30 days for others).

SafetyWing extended stay travel insurance includes:

  • COVID-19 coverage
  • Travel interruptions and delay coverage
  • Reimbursement for baggage loss by theft
  • Emergency medical coverage
  • Emergency dental coverage
  • Emergency medical evacuation
  • Political evacuation coverage
  • Natural disaster coverage 

Travel coverage under this plan does not apply to trip cancellation or baggage delays. Gear is included within the overall limits for baggage loss. 

The plan covers emergency medical expenses, natural disasters, and personal liability.

SafetyWing offers a few valuable add-on options to help you plan ahead. You can choose adventure sports coverage, so you can feel confident while you cave dive, quad bike, scuba dive, and more. 

The electronics theft add-on will reimburse you if your laptop, phone, camera, or other electronics get stolen.

What Is Not Covered

  • Chronic illness and cancer: If you have any pre-existing conditions, cancer treatment, or food allergies, medical care claims are not covered by the Nomad plan. 
  • Trip cancellation coverage: Do you prefer the option to cancel the trip over unexpected circumstances and get compensated for a non-refundable booking? Sadly, SafetyWing doesn’t offer you any trip cancellation coverage.

Who Is it For

City Long Stay Travel Insurance by Authentic Food Quest
Perfect for nomads with affordable plans and basic coverage

Their long-term travel insurance plans are open to residents from many countries. The nomad plan is best for anyone who wants value service and basic coverage at a reasonable price.

Pros

  • Affordable: The insurance provider offers varied travel insurance plans for an extended trip with competitive rates and cheaper premiums.
  • Easy: The site is easy to navigate. Both the application process and the claims filing process are easy to use. They recently streamlined their claims form and reduced  turnaround time to 7-10 business days.
  • Flexible: SafetyWing, through its partner, offers flexible policies for long term travel insurance with varied coverage.
  • Cover when already on a trip: The best part about the insurance plans is that you can opt for one after you are already on your trip abroad. It covers you as soon as you purchase it with no waiting period.

Cons

  • Deductible: Their plans come with a $250 deductible for medical expenses. You have to pay this amount towards your medical bills before the rest of the claim kicks in. 
  • Light on gear coverage: The standard plan covers your gear or equipment loss only in a case of baggage loss or kidnapping. You would need to buy insurance add-ons to cover electronics theft.
  • Does not Cover Florida Residents: Florida residents are not eligible for any insurance coverage provided by the managing insurer.
  • Some exclusions apply: Car rental is not covered and you need to purchase an add-on to cover adventure sports.

AUTHENTIC FOOD QUEST TIP: To learn more about Safetywing travel insurance, read our detailed guide SafetyWing Review: Is It the Best Long-Term Travel Insurance?

3. Genki Explorer – Best Medical Only Travel Insurance for the Adventure Traveler

Genki Screenshot Travel Insurance For Long Stay by Authentic Food Quest
Ideal for those embracing a nomadic lifestyle

Whether you are taking an extended trip or multiple trips, Genki travel insurance company is a great option for adventure travelers, digital nomads, and backpackers.

Allianz Partners, with 130 years of experience, is the company behind Genki.

Genki offers health insurance only – they do not cover any type of travel interruption, baggage, or gear.

Their subscription model allows you to purchase medical travel insurance month by month. Your coverage will auto-renew and you can cancel at any time.

Genki Explorer travel insurance includes:

  • Emergency medical coverage
  • Non-emergency medical treatment
  • Emergency dental and mental coverage
  • All sports injuries (except dangerous activities)
  • Medical transport
  • Pregnancy (if not pre-existing)
  • Repatriation and evacuation services
  • COVID-19 coverage

Coverage starts on the day you pay and you can sign up even if you are already traveling

What sets Genki apart from other medical cover is the fact that they pay for medical expenses with no limit. 

You can even purchase a plan with no deductible – which means zero dollars out of your pocket if you need to receive treatment.

What Is Not Covered

  • Pre-existing conditions and food allergies: No coverage for medical pre-existing conditions, chronic illness, or food allergies diagnosed and treated in the six months before the policy is activated.
  • Any trip delay, baggage, or gear: Genki coverage is exclusively for emergency medical expenses. 
  • Intentional acts and dangerous activities: Accidents or injury due to intoxication, drugs, criminal acts, and self-harm are not covered. Diving, motorcycle/car racing, parachuting, paragliding, bungee & base jumping, free climbing, and mountaineering aren’t covered.

Who Is it For

Croissant Travel Insurance For Long Stay by Authentic Food Quest
The standard plan will be enough for most travelers

Genki offers maximum flexibility for frequent travelers, those working abroad, or gap year students. 

Their extensive medical coverage is good for adventure travelers, as all sports injuries are fully covered, except for some that are considered dangerous activities. 

Pros

  • No-limit medical coverage: Your policy will cover treatment at any locally recognized healthcare provider around the world. There is no overall cost limit, except in the case of dental and mental health treatments.
  • Option for no deductible: For an extra fee, you can purchase a plan with no deductible.
  • Flexible coverage: Pay monthly, cancel at any time. Covers any citizen, any residence, ages up to 69.

Cons

  • Medical-only insurance: Genki offers only health insurance. Trip cancellation, trip interruption, flight delays, lost luggage, loss due to theft or burglary, and personal liabilities are not covered.
  • Limited home country coverage: Cover in your home country is restricted to 6 weeks per 180 days and only includes accidents and life-threatening emergencies.

RELATED: The Ultimate Street Food Survival Guide – 12 Ways to Avoid Getting Sick!

What To Look For When Buying Travel Insurance

Rosemary Claire Travel Insurance For Extended Stay by Authentic Food Quest
Planning to rent bikes? Make sure it’s included in your policy

Long term and annual multi-trip travel insurance policies differ based on the kind of trip, duration of stay, budget, and add-on requirements.

The best plan for you will depend on what kind of vacation you have in mind.

Will you be spending time exploring or sitting by the pool? Are you planning to rent a car or participate in extreme sports? 

Are you fine with replacing your baggage or equipment in case of theft or delays?

If you take short, multiple trips a year as a foodie traveler, you should consider purchasing a multi-trip insurance policy.

On the other hand, if you plan to travel for 30 to 90 days on each trip, a long-term plan is the better deal. 

Before you choose your prospective insurer, take note of these important aspects:

  • Range of their standard plan
  • Maximum caps for claims
  • Cost of their travel insurance products
  • Website ease of use for subscribing, filing claims, and customer support 

Remember to check the finer details in the policy statements and get all your questions answered in advance.

Now, let’s look at each important consideration of coverage, from essential to specific trip-based plans. 

For the purpose of this article, we took the example of a 30 years-old single traveler, U.S resident traveling to Europe. 

The policies compared are for Heymondo Premium, SafetyWing Nomads and Genki Explorer.

The Essential Coverage

Covid Screening Travel Insurance For Long Stay by Authentic Food Quest
Look for Insurance companies that cover for COVID 19

Medical Emergency

Medical CoverageHeyMondoSafetyWing Genki Explorer
Price (coverage for 30 days)$73.28$56.28
(4 weeks)
$117.18
Emergency Medical$200,000 $250,000No limit
Repatriation$500,000$20,000No limit
DeductibleNone$250$54.10 or
option for zero
deductible
Dental$750$1000$540.98
Covid CoverageIncludedIncludedIncluded

A peaceful afternoon exploring historical sites could end up in disaster with a sudden fall and painful injury. 

Unexpected dental issues, food poisoning, stomach infection, and even a water or airborne illness are likely events while traveling.

We’ve had dental issues, a light stomach flu, and travel delays, and each time were thankful for our travel medical insurance protection.

As you consider your travel insurance coverage, look for comprehensive travel policies. Make sure hospital bills and tests, medical evacuation, and Covid-19 coverage are offered.

Some trip protection plans may cover limited medical events and tend to be cheaper.

Overview of what you should look for:

  • Deductible

Find out whether your travel insurance has a deductible

  • Dental coverage

Check whether it only covers clinic visits and doctor fees or pays for treatments like a root canal or tooth extractions.

  • Repatriation

Whether a comprehensive one or a standalone policy, your travel insurance should account for return or repatriation expenses when you’re not well enough to continue the trip or need immediate surgery.

  • Covid-19 Policy

Although the Covid-19 pandemic has slowed down in many countries, insurance companies still offer protection should you inadvertently catch the virus while abroad and despite being vaccinated.

Trip Interruptions

Trip InterruptionsHeyMondoSafetyWingGenki
Cancellation coverage$10,000Not CoveredNot covered
Interruption coverage$10,000$5,000Not covered
Evacuation/Repatriation$500,000$20,000No limit

Ensure your travel insurance plan has adequate coverage for unforeseen trip interruptions and repatriations. Natural disasters, political unrest, or unexpected illness can alter your travel plans.

Knowing the coverage in advance will make the claims and reimbursement process easier on the back end. You want to consider the following.

  • Cancellation: Check whether your policy covers cancellation on your end or due to unforeseen events at a destination. If you want to cover situations not reflected in your standard insurance plan, check whether your provider offers a CFAR (cancel for any reason) upgrade. 
  • Interruption: Sometimes illness or unexpected situations on your travels can force you to end your trip sooner. Does your travel policy have provisions to approve these claims and to what extent? 
  • Evacuation / Repatriation: While many travel plans don’t cover natural disasters, check with your policy providers for other evacuation and accidental death coverage. 

Flights Cancelation And Delays

Flights/BaggageHeyMondoSafetyWing Genki
Flight Delays$1500$100Not covered
Baggage Delays$500Not CoveredNot covered
Baggage Loss/Theft$2500$3000Not covered

Flight delays and cancellations can happen due to bad weather or any emergency situation. 

We’ve had our fair share of delayed flights, especially when connecting, which means that we land without our luggage.

With the right travel insurance, delays and baggage loss are covered. Consider the following before purchasing travel insurance.

  • Delays: Sometimes, you may face delays and cancellations with connecting flights. A coverage plan reimburses your costs toward a new booking or unplanned hotel stay.
  • Baggage Delays: Baggage delays, unfortunately, happen quite frequently. This could be due to flight delays and cancellations. Some baggage gets delayed in transit or during security checks. Make sure your plan and policy wording cover such unfortunate situations.
  • Baggage Lost/Theft: This is every traveler’s nightmare. Loss of baggage at the airport or theft should be covered by your insurance plan. This ensures you’ll have a stress-free trip.

Additional Coverage To Look For

Rosemary Driving Travel Insurance For Long Stay by Authentic Food Quest
If you plan some road trips, get car rental coverage
Additional/Extra CoverageHeyMondoSafetyWingGenki
Gear/Electronics$1,500$3,000Not covered
Car Rental€24 to €28 for Heymondo Premium insurance plans
originating from countries other than the United States
Not CoveredNot covered
Sports (excludes high-risk, dangerous activities)CoveredCovered at an additional chargeCovered 

Equipment/Gear: Cameras / Computers / Smartphones

As a food or adventure traveler, you will be carrying equipment from laptops and smartphones to professional cameras. Travel insurance such as HeyMondo offers some compensation for stolen or lost equipment.

Car Rental Coverage

Do you plan to rent a car at your destination to visit sites outside the city or to explore farms and wineries? Car rental coverage protects you from any damage to the car or if it gets stolen during your long stay.

Extra Coverage As Needed – Sport Activities

Travel insurance plans such as HeyMondo and Genki include coverage for regular sporting and adventure activities. Some plans will require you to purchase an add-on at an additional charge for sports coverage. 

Does Insurance Cover for Food Allergies?

Food Travel Insurance For Long Stay_ž by Authentic Food Quest
Be aware of for food allergies when eating street food

Most travel insurance plans do not cover pre-existing medical conditions which include food allergies that existed before the policy was initiated. 

In general, food allergies are considered uninsurable conditions and not covered. If you develop an allergy before or during a trip and after you’ve taken a policy, you may be compensated for medical expenses incurred during that particular trip.

Coverage For World Wide Residents vs U.S. Residents

Some travel insurers provide coverage to residents worldwide, while some offer plans to residents of certain countries. Genki and HeyMondo provide travel insurance to most travelers across the globe.

What Is The Claim Process?

Claim Process Heymondo Travel Insurance For Long Stay by Authentic Food Quest
Easy claim process on Heymondo app

A good travel insurance provider will have an easy claims process that doesn’t make you jump through hoops.

Read the relevant information on their website or contact customer support before you start your journey.

Better still, check their claims process while you’re out there getting pricing information from different companies.

Check For 24/7 Assistance

Most travel insurance providers offer 24-hour customer support, and you can call or email them for emergency assistance. Some insurance companies can also be contacted through their travel insurance app.

RELATED: How To Prevent Traveler’s Diarrhea: Travelan Review And Its Alternative

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In Summary

International travel does not have to be a stressful activity. When you prepare for unexpected events with an insurance plan, it can be a pleasurable experience. 

For peace of mind and to thoroughly enjoy your experience, opt for long-stay travel insurance plans with medical, travel, and other coverage options.

Whether you are a food traveler, a sports fan, or a history enthusiast, there are long term travel insurance plans that protect you from unforeseen events. 

Many of these policies are reasonably priced and come with add-on coverage for your specific needs.  

Be proactive by purchasing travel insurance. Rather than taking the risk of traveling uninsured, pack your bags knowing you’re well protected on the road.

On your travels, do you typically purchase travel insurance? Please let us know in the comments below.

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42 Comments on “Best Travel Insurance for Food Traveler (Long Stay Included)”

  1. Awesome that you were able to get it sorted, but an unfortunate situation nonetheless. I use World Nomads as well, but I’ve fortunately never had to use it while on the road. Great to know the coverage is so legit!

    Reply
    • Yes Laura,the coverage and claims process with World Nomads is legit. On a side note, they are also very reassuring on the phone. In times of stress, it helps to hear a friendly voice on the other side. Glad you endorse World Nomads as well. Cheers!

      Reply
  2. i am all about being insured, and i find that it is so important but you know, argentina is probably one of the best and cheapest places to get dental work done in south america. travel insurance in canada does cover dental and health (at least mine), so i always make a point to call to verify everything and the beauty is they pay direct deposit 🙂 always get insurance 🙂

    Reply
    • It was my first time in South America and I was honestly nervous about seeing a dentist. Good to know that Argentina is one of the best countries for treatment. Lucky you that your travel insurance makes direct deposits. Hopefully, one day World Nomads will get there 🙂 Thanks for your comments.

      Reply
  3. What a crazy tale! I love World Nomads. Glad you had a good experience. I have only ever had to use insurance once and it too was a good experience.

    Reply
  4. This is my worst nightmare! The stress of finding a dentist in a foreign language country and going through the insurance process – I’m happy it worked out okay for you, I’m a fan of world nomads too

    Reply
  5. I am so sorry to hear you had a dental problem while travelling . If there is a bright side, it is that it does make for a very informative story. I always wonder how I would go about locating a doctor, dentist, etc. in a foreign country and how much hassle the insurance process would be. I only have good things to say about World Nomads and I’m happy to hear you had a good experience too.

    Reply
    • That’s great to hear your positive experience with World Nomads. Yeah!! Seeing a doctor in a foreign country can be a little scary. I was thrilled with the service in Buenos Aires and the experience has given me the confidence I need, should I find myself in that situation again. Hopefully not, though! Thanks Lauren for your comments.

      Reply
  6. I don’t travel long-term but it’s still good to have it front of mind that travel insurance is vital! Always good to have some real reviews on the service too as it helps makes the process of buying it that much easier!

    Reply
    • To a fellow foodie, I would highly recommend traveling with dental insurance. You would not want to go through the same experience as I did. Really glad you enjoyed reading the post. Thanks for you comments 🙂

      Reply
  7. Everyone who travels without insurance should think twice. I never even considered that and always make sure I have a good one to keep me from getting into huge cost. I loved Cafayate though (ahh the Torrontes wine!) but can imagine it’s a bit tacky when you end up there having dental issues …

    Reply
    • Thanks for your comments. Glad to meet another Torrontes and Cafayate lover. Such a great region with amazing wines. Fortunately, it wasn’t too bad…but really glad to have had the dental coverage. Agree, should not leave home without travel insurance. Cheers!

      Reply
    • Travel insurance, I think, is a good thing to have when traveling. Definitively necessary for long-term travel, but a “good” to have for short term as well. As you mentioned, you never know what could happen. Consider getting covered the next time you travel 🙂 Cheers!

      Reply
  8. In Persian (Farsi) we say too, we say when something happens twice, wait for the third 🙂 Glad you had the travel insurance. Once My luggage was lost and my insurance covered it, since then I pay for travel insurance without second tought

    Reply
    • That’s a great travel insurance story Mansoureh. So glad that it was resolved perfectly as well. One never knows what will happen while traveling and it always better to be prepared 🙂 That’s great the same expression exists in Farsi.. how do you write it ? Thanks for your comments.

      Reply
  9. Wow, it was great that you have your travel insurance ready and there was no hustle in claiming. Everything turned out well, also with the dentist abroad. I gotta take note of this travel insurance, it might come in handy. Thanks for sharing

    Reply
  10. Many people think they don’t need travel insurance, but I think it’s better to be safe than sorry. You never know what can happen anywhere, and not having coverage can be very unnerving. I didn’t expect to get sick so many times in Peru, so I’m glad I had some kind of insurance.

    Reply
  11. Wow – you’re lucky you had the travel insurance and the dentist turned out to be a great find. I have to be honest we rarely travel with travel insurance guess it’s time to think about that again. Thanks for the information.

    Reply
    • That’s risky that you don’t travel with travel insurance. Always best to be covered for even something as unexpected as dental treatment. If you do consider insurance, check out World Nomads. Simple and straightforward experience. Thanks Sue for your comments.

      Reply
  12. Thankfully we have never had to make use of our travel insurance for medical needs. But we have used it for theft and it was so worth having the insurance and the peace of mind that came with it as our exchange rate is really bad. Glad your tooth got fixed 🙂

    Reply
  13. Wow! I have never even thought of the possibility of having a dental emergency while traveling. Thank goodness you had insurance and all turned out. I will definitely need to check out our coverage for our next trip to make sure we are covered for dental just in case.

    Reply
    • It’s funny that even though my teeth are fragile, the dental part of the insurance was the part we paid the least attention to. We are so glad everything worked out with World Nomads. Now we have a new appreciation for all aspects of travel insurance. Thanks for your comments!

      Reply
  14. The thought about needing travel insurance for a food adventure never crossed my mind, but it definitely makes sense! Sorry this had to happen to you–such an unfortunate event, but glad you had the insurance to help fix your tooth. It’s nice the appointment and repair went well and that the claim was smooth, as well. I agree though, for long term travelers the check could be a bit of an issue, but otherwise it sounds like everything ended up working out well in the end!

    Reply
    • Thanks Jenna, we were happy everything ended up working out in the end. However, it was quite stressful when all of this was happening. Travel insurance, even for the teeth is important! Thanks for your comments.

      Reply
  15. I never considered looking into dental insurance and if it is covered by my travel insurance. I have a similar problem with my teeth as you, where I’ve had repairs done in the past, and I’m always very careful when eating since any of my 4 front teeth can chip. Luckily, it has never happened while travelling, but after reading your post, I’ll make sure to look into this a bit more when buying travel insurance!

    I’m glad you were able to have your tooth fixed so quickly!

    Reply
    • If your front teeth are fragile, as mine are…definitively do look into the dental aspects of travel insurance. It doesn’t take much to chip the teeth. We’ve been really happy with World Nomads, and especially the claims process. Simple and fast. Check them out for your next travels 🙂 Thanks for your comments.

      Reply
  16. Well, this is definitely a different travel experience and one to learn from. I never travel without insurance and, fortunately, nothing ever happened. I rather be prepared.

    I’m with Allianz and their coverage is pretty good, seems even better than World Nomads (which I looked into before going with Allianz). Not sure about payments since I’ve never had to receive one.

    We also have the same saying in Portuguese “não há duas sem três” 🙂

    Cheers!

    Reply
    • Not only was it a huge inconvenience Tamara, the knowing how the dental services would be in Argentina was also a little scary. Glad the World Nomads experience made it much easier. Thanks for your comments.

      Reply

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